Understanding How Financial Professionals Are Paid
A simple comparison of common compensation models to help you better understand how fees may work in different advisory practices.
| Compensation Model | How It Works |
|---|---|
| Fee-Only (Our Model) | Paid only by clients through flat fees, hourly fees, planning fees, or asset-based advisory fees. |
| Fee-Based | May receive client-paid fees as well as commissions or other compensation from third parties, depending on the services provided. |
| Commission-Based | Typically compensated through product sales, transaction-based commissions, or other third-party payments rather than direct client advisory fees. |
Holistic Financial Planning Included
No separate planning fee for investment, retirement, tax, and estate planning coordination.
Ongoing Fiduciary Management
Advisory fees are based on assets under management and billed according to the schedule below.
| Fee | Assets Under Management (AUM) |
|---|---|
| 1.5% | Up to $500,000 |
| 1% | $500,000-$1M |
| 0.7% | $1M-$5M |
| 0.5% | $5M-$10M |
| 0.3% | Over 10M |
Based on Planning Scope
Fees vary based on your goals, planning needs, financial complexity, and the depth of analysis required.
Included With Ongoing Management
This separate planning fee does not apply when clients choose our ongoing investment management service.
