Fiduciary Guidance. Invest With Clarity. Retire With Confidence.

Q: 1. Are you a licensed financial advisor?

Yes. I am registered as an Investment Adviser Representative (IAR) with the State of Iowa, and I work for Zero Day Capital, an investment advisory firm registered with the U.S. Securities and Exchange Commission (SEC). Investment advisers and their representatives are regulated under standards developed by the North American Securities Administrators Association (NASAA), which provides model rules and ethical frameworks adopted by state regulators, including Iowa. As a result, I operate under a fiduciary standard—meaning your best interests must always come first.

Q: 3. What is the free consultation?

The free consultation is a no-cost opportunity to talk about your financial goals, current situation, and any questions you may have. It allows us to explore how I can support your financial decisions and help you gain clarity around your next steps. There is no obligation, no pressure, and no commitment required. These conversations are simply meant to help you understand your financial options and how I may be able to help.

Q: 4. Do I need a certain amount of money to invest?

No. You do not need to have a high net worth to begin financial planning or investing. I work with individuals, couples, families, and business owners at all stages of their financial journey. With the right guidance and a thoughtful plan, I believe anyone can build toward their long-term financial potential over time.

Helping individuals, families, and business owners make informed investment decisions, prepare for retirement, and preserve long-term wealth.

Book a Free Consultation

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About

Meet Kennedy — Your Fiduciary Financial Advisor

I am a registered Investment Adviser Representative (IAR) of Zero Day Capital, an investment advisory firm registered with the U.S. Securities and Exchange Commission (SEC). My advisory work follows regulatory standards and ethical frameworks developed by the North American Securities Administrators Association (NASAA).

With over a decade of business experience and formal education—including a Master’s Degree in Finance and a Bachelor’s Degree in Business and Economics—I help clients build long-term financial stability through comprehensive planning and diversified investing.

More About Kennedy

My Services

How can I help?

Financial
Planning

Building a clear framework to help you organize your goals, understand your options, and make confident long-term financial decisions.

Financial Planning

Investment Management

Designing and managing disciplined portfolios focused on long-term growth and thoughtful risk management.

Investment Management

Wealth
Protection

Helping address financial risks and protection needs that may affect your income, investments, family, and long-term wealth strategy.

Wealth Protection

Retirement
Income

Building structured strategies to help you accumulate, preserve, and distribute wealth confidently through retirement.

Retirement Income

Estate
Planning

Helping structure your assets to support legacy goals and efficient wealth transfer in coordination with legal professionals.

Estate Planning

Tax
Strategy

Coordinating tax-efficient strategies to support optimized investment outcomes and long-term wealth building.

Tax Strategy

Ready to take the next step in your financial journey?

Book a Free Consultation

My Services

How does it work?

Step 1 — Free Review

Begin with a free, no-obligation conversation to understand your goals, concerns, income, assets, investments, retirement questions, and estate planning needs, while identifying areas that may need closer attention.

Step 2 — Strategy

A coordinated financial plan and investment strategy are developed around cash flow, investments, retirement, taxes, insurance, and estate considerations to help align your money with your goals and risk comfort.

Step 3 — Implementation

If you move forward, the strategy is implemented and your portfolio is managed over time through market monitoring, plan reviews, retirement progress tracking, needed adjustments, and broader financial coordination.

More about Services

Get the 2026 Retirement Readiness Roadmap

Download a practical 4-phase guide to retirement savings, Medicare, Social Security, income planning, and key 2026 updates.

Get the 2026 Estate Coordination Blueprint

A practical guide to organize beneficiaries, asset ownership, gifting considerations, and key parts of your wealth transfer plan.

Articles

Insights & Analysis

A vintage clock and key resting on a newspaper with the word “Invest,” representing the importance of time in investing.

5 Most Frequently Asked Questions

Hands reviewing financial charts and portfolio data, representing fiduciary investment advice and financial planning.

1. Are you a licensed financial advisor?

Yes. I am registered as an Investment Adviser Representative (IAR) with the State of Iowa, and I work for Zero Day Capital, an investment advisory firm registered with the U.S. Securities and Exchange Commission (SEC).

Investment advisers and their representatives are regulated under standards developed by the North American Securities Administrators Association (NASAA), which provides model rules and ethical frameworks adopted by state regulators, including Iowa. As a result, I operate under a fiduciary standard—meaning your best interests must always come first.

2. Do you sell life insurance?

No. I do not sell insurance products or receive commissions. This means my guidance is not influenced by sales incentives and is focused solely on your financial situation and best interests.

While life and health insurance can play an important role in protecting you and your family, I help you evaluate whether coverage is appropriate and what options to consider—always without conflicts of interest.

3. What is the free consultation?

The free consultation is a no-cost opportunity to talk about your financial goals, current situation, and any questions you may have. It allows us to explore how I can support your financial decisions and help you gain clarity around your next steps.

There is no obligation, no pressure, and no commitment required. These conversations are simply meant to help you understand your financial options and how I may be able to help.

4. Do I need a certain amount of money to invest?

No. You do not need to have a high net worth to begin financial planning or investing. I work with individuals, couples, families, and business owners at all stages of their financial journey.

With the right guidance and a thoughtful plan, I believe anyone can build toward their long-term financial potential over time.

5. What is your fiduciary responsibility?

As a fiduciary, I am legally and ethically required to act in your best interests at all times. This means every recommendation is made based on your goals, financial situation, and long-term objectives—not on commissions, incentives, or product sales.

Transparency, care, and objectivity guide every decision I make on your behalf.

Start with a conversation

Schedule a complimentary meeting to discuss your financial goals & learn how Kennedy can help you with your financial decisions.

book a Free Consultation

A family lying together and smiling, representing family priorities and long-term financial goals.

Fiduciary Guidance. Invest With Clarity. Retire With Confidence.

About

Meet Kennedy — Your Fiduciary Financial Advisor

My Services

How can I help?

FinancialPlanning

Investment Management

WealthProtection

RetirementIncome

EstatePlanning

TaxStrategy

Ready to take the next step in your financial journey?

My Services

How does it work?

Step 1 — Free Review

Step 2 — Strategy

Step 3 — Implementation

Get the 2026 Retirement Readiness Roadmap

Get the 2026 Estate Coordination Blueprint

Articles

Insights & Analysis

Why Investing Early Matters — Even When Life Feels Busy

Protecting What You’ve Built, Planning for What Matters Most

Building Stability Beyond Your Business

5 Most Frequently Asked Questions

Start with a conversation

Schedule a complimentary meeting to discuss your financial goals & learn how Kennedy can help you with your financial decisions.

Financial
Planning

Wealth
Protection

Retirement
Income

Estate
Planning

Tax
Strategy