Website Disclosure
Regulatory Status
I am registered as an Investment Adviser Representative (IAR) of an SEC-registered investment advisory firm. Registration with the U.S. Securities and Exchange Commission (“SEC”) or state securities authorities does not imply a certain level of skill, training, or expertise.
Advisory services are offered only in jurisdictions where properly registered or where an exemption from registration applies.
Educational and Informational Purposes Only
The information provided on this website is for general informational and educational purposes only. Nothing on this website should be construed as investment, tax, legal, or accounting advice, nor should it be relied upon as the sole basis for making any financial decision.
Nothing on this website constitutes an offer to sell or a solicitation of an offer to buy any security or financial product.
No Client Relationship
Use of this website does not create an investment adviser–client relationship. A client relationship is formed only through a written advisory agreement after all required disclosures have been provided and accepted.
Investment Risk Disclosure
Investing involves risk, including the possible loss of principal. No investment strategy or allocation can guarantee profit or protect against loss in all market conditions.
Past performance is not indicative of future results. Any references to market performance, returns, or examples are for illustrative purposes only and do not represent actual client results.
Accuracy of Information
While reasonable efforts are made to ensure that the information on this website is accurate and up to date, no representation or warranty is made regarding the accuracy, completeness, timeliness, or reliability of any information provided.
Information may change without notice.
Third-Party Information and Links
This website may include links to third-party websites or content for convenience or informational purposes. I do not control, endorse, or assume responsibility for the accuracy, completeness, or reliability of any information provided by third parties.
Accessing third-party websites is done entirely at your own risk.
Professional Advice
You should consult your own qualified professionals—including investment, tax, legal, or accounting advisers—before making any financial decisions.