Privacy Policy
Last Updated:
Protecting your privacy is important to us. This Privacy Policy explains how we collect, use, share, and safeguard your personal information when you visit our website or engage with our advisory services. Please read this policy carefully. By using this website, you agree to the practices described below.
1. Our Commitment to Your Privacy
As an investment advisory professional, we are required by law to inform clients about our policies regarding the privacy of personal information. We are bound by fiduciary duties and professional standards of confidentiality that are often more stringent than those required by law.
Federal law provides consumers with certain rights regarding the sharing of personal information and requires us to explain how we collect, protect, and disclose that information.
2. Types of Information We Collect
Nonpublic Personal Information (NPI)
We may collect nonpublic personal information about you that you voluntarily provide to us or that we obtain with your authorization. This may include, but is not limited to:
- Name, address, email address, and phone number
- Date of birth and identifying information
- Financial information such as account numbers, balances, income sources, and banking details
- Information provided through forms, applications, questionnaires, or other documents
If you are no longer a client, we will continue to treat your information in accordance with this Privacy Policy.
Website Information (Non-PII)
When you visit our website, we may automatically collect certain non-personally identifiable information, such as:
- IP address
- Browser type and operating system
- Pages visited and time spent on the site
- Referring or exit pages
This information is used solely to improve website functionality, monitor performance, and enhance user experience.
3. How We Collect Information
We collect information from the following sources:
- Information you provide directly to us through contact forms, email, or consultations
- Information about transactions or interactions with us
- Information received from third parties or consumer reporting agencies, where permitted by law
- Information collected automatically through website technologies such as cookies
We do not knowingly collect personal information from children and do not market our services to minors.
4. How We Use Your Information
We may use your information for purposes including, but not limited to:
- Providing requested information or services
- Communicating with you regarding financial matters or inquiries
- Maintaining and servicing client accounts
- Improving website functionality and user experience
- Complying with legal, regulatory, and compliance obligations
- Preventing fraud, unauthorized access, or misuse of our services
We only use personal information as permitted by law and consistent with our fiduciary responsibilities.
5. Information Sharing and Disclosure
We do not sell your personal information.
We may share nonpublic personal information only as permitted by law, including:
- To service providers who assist in operating our business (subject to confidentiality obligations)
- To comply with legal requirements, court orders, or regulatory requests
- For everyday business purposes such as account administration or recordkeeping
Affiliates and Non-Affiliates
- Affiliates are companies related by common ownership or control.
- Non-affiliates are companies not related by common ownership or control.
Federal law allows you to limit certain types of information sharing, including sharing information for marketing purposes. You may contact us at any time to exercise applicable opt-out rights.
6. Safeguarding Your Information
We restrict access to your personal information to individuals who need it to provide services to you. We maintain physical, electronic, and procedural safeguards designed to protect your information in compliance with applicable federal and state regulations.
While we take reasonable measures to protect your information, no system can be guaranteed to be completely secure. We cannot guarantee that unauthorized access will never occur.
7. Data Breach Notification
In the event of a data breach involving personally identifiable information, we will comply with all applicable federal and state laws regarding notification and remediation.
8. Cookies and Tracking Technologies
Our website may use cookies to help analyze website traffic and improve functionality. Cookies do not provide access to your computer or personal data beyond what you choose to share.
You may choose to disable cookies through your browser settings; however, doing so may limit certain website features.
9. Do Not Track Signals
We do not track users across third-party websites and do not respond to browser “Do Not Track” signals because we do not engage in such tracking activities.
10. Accessing or Correcting Your Information
You may request access to, correction of, or deletion of your personal information by contacting us. For security purposes, we may require verification of your identity before fulfilling such requests.
11. Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at any time. Any material changes will be posted on this page with an updated effective date. You are encouraged to review this policy periodically.
12. Contact Information
If you have questions about this Privacy Policy or our privacy practices, please contact us at:
Email: contact@kennedykhaphan.com